IN
My Salary
Monthly Salary (In-hand)
₹50,000
OUT – My Expenses
Track your monthly expenses
RentMonthly house rent
₹
GroceriesFood & groceries
₹
ElectricityElectricity bill
₹
EMIHome loan EMI
₹
InsuranceHealth & Life insurance
₹
InvestmentsSIP, PPF, NPS, etc.
₹
OtherMobile, fuel, personal, etc.
₹
| # | Category | Description (Optional) | Amount (₹) | Action |
|---|---|---|---|---|
| 1 | Rent | Monthly house rent | ||
| 2 | Groceries | Food & groceries | ||
| 3 | Electricity | Electricity bill | ||
| 4 | EMI | Home loan EMI | ||
| 5 | Insurance | Health & Life insurance | ||
| 6 | Investments | SIP, PPF, NPS, etc. | ||
| 7 | Other | Mobile, fuel, personal, etc. |
Total OUT (Expenses)
₹30,500
YOUR MONTHLY BALANCE • August 2026
IN (Salary)
₹50,000
OUT (Expenses)
₹30,500
AVAILABLE
₹19,500
You are saving 39.0% of your salary
Great! You're on the right track. 🎉
AI Budget Analysis
Based on your income and expenses, here is your analysis and suggested budget allocation for better financial health.
You have ₹ 19,500 available for August 2026.
Your expenses are 61.0% of your salary.
Good job! Try to save at least 20% of your income.
Suggested Allocation for Available Amount (₹ 19,500)
| Category | Suggested Amount | % of Available |
|---|---|---|
Savings | ₹ 10,000 | 51.3% |
Emergency Fund | ₹ 2,999 | 15.4% |
Personal / Lifestyle | ₹ 3,999 | 20.5% |
Extra / Buffer | ₹ 2,502 | 12.8% |
These are suggestions. You are in control. Adjust as per your needs.